no offense, but posts like this make me realize the amount of NEET people in this page.
Most people just CAN'T pursue a better paying job because those don't exist anymore, unless you are close friends or family of a wealthy circle, that is not going to happen. Today even with a university degree, every place is paying bare minimum and the difference in salaries of a manager to a grunt sweeping the floors is around $4 in some places, and not many places are hiring right now unless you are willing to accept that kind of money, and remember, that's with a degree.
And if you have to pay for your loan + rent, unless you want to live in your car for years, you just can't save enough to buy a house nowadays, because not only jobs pay less, the price of housing is trough the roof, that's why the % of people who work and live with their family is so high right now, and even if you are not wasting money on frivolous things, you still barely make it to the end of the month.
You should stop basing your entire opinion on what you read on this site that is filled with people who are disconnected from reality (most anons are underage teenagers, folks who have so much social anxiety they cant go outside or talk to girls or manchildren), I made that mistake and it wasn't until I was 26 and decided to live in the real world when you notice how different things are.