Big Hero 6 was obvious. Not as obvious as Tangled or Princess & The Frog, mind you, but still fairly obvious to anyone who has seen movies before.
Wreck-It Ralph was pretty obvious as well. The exact nature and motivation of the villain remains well hidden, but who is the Evil Genius (or the Mad Hatter) is fairly obvious towards the beginning and shown outright halfway through. So the only twist is exactly who it is and how deep it all runs.
Zootopia was handled really well. Even with repeat viewings, it's more about how the protagonists misassume they have the full information that leads to a "false" villain. Zootopia and Frozen are really the only ones which fall into this category of yours.
Well, we can see if Moana does a proper old-time villain. Given the setup, it seems likely. And if not, then you have some good choices outside Disney: Dreamworks produces the occasional good hit, Blue Sky seems to be doing well, and Laika is really good with an upcoming Kubo movie. Disney is no longer the only kid on the block.