>>13350656Actually if you are close enough to actually see one and you aren't traveling in an asteroid made out of lead you are dead from the radiation of the accretion disk. You might also be easily placed on an orbit around it that your spaceship physically cannot carry enough energy to escape and your attempt to do so would only place you in an unstable orbit that tears you apart with g-forces and slingshots you to a random direction with a respectable portion of c, possibly even into the black hole instead.
There are plenty of ways a black hole could kill you even without touching the event horizon.
On Earth a black hole would simply disrupt the solar system half a light year away, spending hundreds of thousands of oort cloud and kuiper belt objects bombarding the inner solar system and disturb the orbits of planets until they become chaotic and start affecting each other in unpredictable ways.