So, let's have a bit of history. I know you all hate history.
In the 1860s the US started the Homestead acts. After freeing the slaves they promised them 40 acres and a mule. Instead, through the homestead acts they gave free land to white European settlers to settle the interior of the US.
https://en.wikipedia.org/wiki/Homestead_ActsThis allowed those white settlers to have free land which they were able to pass on to their children creating generational wealth. Most families even stayed on their property during the dust bowl era.
In 1933 the federal housing commission started with a mandate to help people get into homes by backing American homeloans essentially giving people interest free home loans. Black Americans were left out due to redlining. This allowed whites to build more generational wealth.
After the second world war white Americans again got interest free home loans from the government. They also got free college education. Black Americans were again left out through redlining and segregated schooling.
All this generational wealth has been given to white Americans while Black Americans were given free ghettos and food stamps. This is not unknown to black Americans. Martin Luther King Jr talked about it often, how we could not have equality in the US so long as white Americans were given free wealth to build on and Black Americans had their wealth taken away through false imprisonments, lynchings, sharecropping and so forth.
So, since you're an intelligent person OP, how do you fix this?