Study plan to become a genius?

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In recent years my cognitive abilities have declined so much that I get simple brainteasers like:
>A man bought a goat for 60. He then sold it for 70. Later, he bought that goat back for 80, and then sold it again for 90. How much profit did he make?
wrong. So I figured I should start relearning everything from scratch, especially mathematics. My question is, what kind of study plan would you devise to truly understand all things but especially mathematics. I know 1+1 is 2 or I can solve derivatives and limits in calculus but I don't truly understand if you catch my drift. How do I truly understand something?

My dream is to become to truly intelligent and in order to do that I have to truly understand. I can't articulate it well but despite all my time reading about various subjects on this site I feel like I don't actually know anything, and everything I think I know is not truly learned, it is only told to me and then goes unabsorbed. Words, but no actual lessons, no real digestion of what it means nor how it works or any way to implement it. No actual synthesizing of information, just regurgitating or at most fitting in a piece of information I read into a situation obviously applicable like a child placing the square peg in the square hole. I just know these character strings, and repeat them as if they are common understanding, but do not accept them truly, instead they linger and disappear from consciousness. "This is obvious. I already know." I think to myself, but I don't know a damn thing.

How do I get myself out of this way of thinking and achieve real knowledge? I figured I would ask you /sci/entists for some study plan that starts from the most basic principles so I can intuitively understand instead of regurgitating info I have read like a machine


pic sorta related I guess