Is it regular to be forgetting this much?

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I am not a hypochondriac, but I am beginning to think I may have some problem with my memory. I know next to nothing about brain health, and remembering how well you are supposed to remember is impossible. However, I feel like my mental faculties are decaying, and I'm not sure why. I am 32, and the entirety of my memory of my 20s and most of childhood are a total blur. I remember next to nothing of high school outside of vague snippets. I have been told I have been asking the same questions from friends and families about things they already told me before ("why does your shirt have those symbols?" "I already told you last week"). I dismiss it as me simply not paying attention, which may be its own problem, but the more I hear it the more I think there may be something wrong. I've noticed it's somewhat more difficult for me to commit things to memory, I will watch or play something and within a few months the details of it will be hazy to remember. I can remember all important events and dates that I need to, particularly traumatic ones, but I am worried I may be sliding with the small stuff.

That said, I am also very reticent to schedule an appointment with a doctor, get referred to a specialist, take a huge amount of time away from work and spending money that I don't have, all to be told that I'm just a dimwit that isn't concentrating. Is this a simple complication of age? Is this how my mind is supposed to be processing events? I sometimes feel like I am moving through life in a fog, and the events I remember pass into fuzz more quickly than I feel they should