>>11123646Do not listen to this guy. I did, and guess what? I struggled severely, to the point I was homeless. I lost count of the number of jobs I applied for. The few interviews I would get, I would ace them; only to never hear back or be rejected for lacking "creditworthiness". The jobs that did turn out payed so poorly that I was malnorished. I kept telling myself, eventually I'll find something that pays 80k, then I lowered this figure down to 60k, then I lowered it down to 40k out of desperation. Nothing that high ever came through. Once employers find out that you were unemployed for a while, or are poor, they either lose interest totally, or know they got you by the balls and offer insultingly low salaries, which even if taken, are never able to be leveraged for better positions. I tried. He also is wrong about the financial calculus. If you were poor, you would realize your net operating income is much higher and that's all that matters. Debt is immaterial so long as you can live comfortably. By the way, gradplus loans, unlike undergrad loans, do give enough money to live on. His alternative suggestion is even more idiotic. Even if you're extremely intelligent, you cannot just "do something" in fin-tech. I tried. For years. Not even an interview. If I had went to medical school in the first place, I would have saved nearly half a decade of my life and so much frustration and struggling. It doesn't matter how late you start, friend. Even if you are 40. People are going to judge you even more for career tardiness in more normie positions and will always hold it against you. At least with medicine, you start with a clean slate, there are many late starting physicians who aren't judged for it as harshly as they would have been for beginning say, their data science career at 30.
