>>11029882PV panels are about $75 per square meter
average solar radiance on earth surface is about 200 watts per square meter.
Average PV conversion efficiency (photon to electron flow) is about 20-30%
Average cost of electricity in US: $0.09 per kilowatt hour.
this does not factor in batteries, current/voltage regulators, installation, maintenance, etc...
there is a substantial initial investment before your scheme would work with even one panel.
however:
the rough calculation is that one square meter of panel will save you 0.36 cents (one third of a cent) for every hour that it is generating power you are using instead of buying the electricity from the power company.
So, one square meter of PV panel will pay for itself in maybe 8 years.