>>10974957the spacetime containing a spherical object with mass is described by some equations (the so-called schwarzchild solution), these equations become very weird inside the schwarzchild radius (i.e. they describe a black hole there). BUT these equations are valid only at the VACUUM, if there's matter, they are wrong. therefore they correctly describe only the OUTSIDE of the spherical object. thus the only possibility to get a situation where the schw. solution holds also in the schw. radius is to have an object with radius smaller than its schw. radius.
yes, every object has a schw. radius, but it doesn't mean that a black hole is there. there would be if the object's size was reduced to fit in there.