>majority of billionaires have STEM masters degrees over phds

Is it scientifically possible for masters graduates to "beat"/mog phd grads...?

since a STEM MSc means more life time earnings and higher chance of HNW/billionaire does that mean you should get an M.Sc. and then not a Phd?

Also can Stem masters holders "scientifically mog" phd grads....? higher citations, higher academic rank, higher publications/h index?