How high are healthcare costs for the provider of the service?
Labour cost, infrastructure, items, medicines, fixed equipment(ultrasound machines, x Ray's machines etc), consumable equipment(gloves, soap, other instruments), administration (accounting, buying from suppliers, managing insurance bureaucracy).
I want to understand if healthcare is just a very expensive service to provide, scarce enough to not be possible for it to be provided profusely to everyone, or if the private system makes prices(not costs) very high, the two things can coexist, high prices made higher.
I've read that insurance bureaucracy is very entangled and that makes compliance costly.
I've also read that healthcare is an inelastic service so it can be priced higher.
"" that people use healthcare too much and see doctors for stupid shit spending more and making insurance more expensive
I thinked also that hospitals and doctors choose to use the best and latest technology in place of good but not latest recent one so it becomes more expensive
Also that some doctors provide unnecessary services to get paid more, especially if you already passed your deductible so you're ok with it bc you get more healthcare and the doctor is ok bc he gets more money, but that makes insurance premiums more expensive.
By seeing alot of videos of americans and Italian expats breaking down their expenses/explaining how healthcare work in the us to me insurance didn't seem to be prohibitively expensive (middle age Italian guy living in Texas paid 300/month living alone)(middle age mother with 1 little kid and husband paid 600/month for the family, living in seattle)
So if you need some trivial shit you'll just pay 25/50/100/200 dollars, but it's not a regular event, if you need a serious operation then you'll pay some thousand dollars 3 to 10k.
But again it's a very rare thing to happen so most people can save some money during life.
Labour cost, infrastructure, items, medicines, fixed equipment(ultrasound machines, x Ray's machines etc), consumable equipment(gloves, soap, other instruments), administration (accounting, buying from suppliers, managing insurance bureaucracy).
I want to understand if healthcare is just a very expensive service to provide, scarce enough to not be possible for it to be provided profusely to everyone, or if the private system makes prices(not costs) very high, the two things can coexist, high prices made higher.
I've read that insurance bureaucracy is very entangled and that makes compliance costly.
I've also read that healthcare is an inelastic service so it can be priced higher.
"" that people use healthcare too much and see doctors for stupid shit spending more and making insurance more expensive
I thinked also that hospitals and doctors choose to use the best and latest technology in place of good but not latest recent one so it becomes more expensive
Also that some doctors provide unnecessary services to get paid more, especially if you already passed your deductible so you're ok with it bc you get more healthcare and the doctor is ok bc he gets more money, but that makes insurance premiums more expensive.
By seeing alot of videos of americans and Italian expats breaking down their expenses/explaining how healthcare work in the us to me insurance didn't seem to be prohibitively expensive (middle age Italian guy living in Texas paid 300/month living alone)(middle age mother with 1 little kid and husband paid 600/month for the family, living in seattle)
So if you need some trivial shit you'll just pay 25/50/100/200 dollars, but it's not a regular event, if you need a serious operation then you'll pay some thousand dollars 3 to 10k.
But again it's a very rare thing to happen so most people can save some money during life.
