>>113214059>manage billsDon't spend more than you make. Don't get more than 1 credit card. Use it only when actually necessary.
Set up online banking. Get all your bills sent to you as emails. Pay them as soon as possible.
>fix pipesGet down there and do it. Hands on experience is the only way to learn. Mechanical tasks have always come easy to me, but even I occasionally google things to make sure I'm not forgetting something.
>buy insuranceI'm not the guy to ask for tips on that. Car insurance is simple where I live. Only a few providers and one has vastly superior service than the rest. Never had to buy other insurance except travel insurance when I went to Mexico.