>>110585557Our problems with healthcare go far deeper than us having to pay it out of pocket.
When compared to other countries with similar standards of living and GDP healthcare in the USA costs far more even before health insurance comes into play, the cost of delivering a baby for example in america costs something like three to four times more than it would in say the UK. While doctors in America are paid more than in most countries it doesn't even come close to explaining this discrepancy.
I think it may have something to do with litigation actually, since in America doctors can be prosecuted for malpractice or negligence requiring them to have to pay often exuberant fees for malpractice insurance while I believe in most other countries they either blame the hospital campus as a whole which keeps a fund set aside for such incidents or simply make it illegal to prosecute people for anything that isn't believed to be deliberate intent to harm.
There is also pharmaceutical companies which own the rights to certain medicines and drugs and will sometimes artificially inflate the price when selling to hospitals and because they sometimes own the patents on the drugs contents the hospitals cannot use generic foreign alternatives.
Things like this contribute to our hospital bills being extraordinary so much so that simply making single payer universal insurance would merely be shifting the problem from high hospital bills many can't pay to inflated taxes many people can't pay.