You think you're being subtle, but you're not being nearly subtle enough. It has nothing to do with the letters n-i-g-g-e-r. That's some sort of alchemy concocted by ignorant white suburbanites trying to reconcile the situation with themselves. Context, connotation.
A black man loudly calling a black man "my nigger."
A black man spitefully calling a black man "you fucking nigger."
A white man calling a black man "nigger" in a low breath.
A white man telling a white friend "yeah, nigger, you know it!"
A white man telling a black friend "yeah, nigger, you know it!"
A white man saying in front of a black "this nigger is Ok."
An anonymous player on the internet saying "this nigger is stealing all my drops."
An anonymous player with a white-sounding voice saying "this nigger is stealing all my drops" referring to a player who has a black-sounding voice.
Welcome to being a human being 101: interaction with other human beings comes with a lot of unspoken rules and cultural cruxes that do not follow an easy formula.